MOTOR VEHICLE ACCIDENTS
No one is ever prepared for the emotional and financial toll an unexpected motor vehicle accident can cause. And, if you are also injured in a motor vehicle, motorcycle or pedestrian you can easily become overwhelmed when dealing with insurance, medical injuries, pain, work, repairs, and recovery, as most people have a limited understanding of the laws and procedures after an accident happens.
Under the law, victims of car accidents are entitled to compensation for property damage, medical bills, lost wages, pain and suffering, and for permanent injury or disfigurement. Statistics demonstrate that accident victims who retain a lawyer receive on average three times the compensation paid to individuals who are not represented by legal counsel. Also, be aware that adjusters and insurers may try to take advantage of victims who are not represented by an attorney experienced in accident law.
INJURED AND NEED REAL RESULTS?
If you’ve been injured in an auto accident in New York, you need an experienced NYC automobile accident lawyer to help you preserve your rights and to fight for the compensation you are entitled to get under New York law for your medical and other accident-related expenses and for your injuries.
There are so many variables involved in car accidents that affect the outcome of any claims arising from them, and the best way to handle a particular auto accident case is different, depending on the individual circumstances. As a result, it is essential to seek advice from a NYC car accident lawyer who has a broad range of experience with many types of accidents and injuries to make sure your rights are fully protected, and you are compensated for all of the injuries you sustained.
IF YOU HAVE BEEN INJURED IN THE FOLLOWING AREAS:
WE ARE YOUR LAWYERS, call us today for a free consultation at (888) NY-LAW44
WHAT YOU SHOULD KNOW ABOUT INSURANCE COVERAGE
It is an unfortunate reality in the world today that the negligent operator of a car may not have sufficient insurance coverage to compensate the victim of his negligence.
Under certain circumstances, the victim of an automobile accident may be entitled to make a claim under his/her own automobile insurance policy. This is often known as UM/SUM coverage. It typically arises under two circumstances:
- The negligent driver has no insurance
- The negligent driver has minimal insurance
Unique, technical laws exist which govern the ability of an injured person to recover under these situations where a negligent driver has either no insurance or minimal insurance. Where the negligent driver is uninsured, it is often difficult for a person who is injured in a car accident to obtain appropriate compensation. If the injured party carries what is known as "uninsured motorist coverage" through their own automobile insurance policy, they may have a source of compensation in the event that the other driver fails to carry insurance or cannot be identified (i.e. a hit and run accident). More commonly, the offending driver is under-insured and carries inadequate insurance coverage, often at the minimum level required by state law. Many states have very low insurance requirements, which unfortunately means that some of the worst drivers on the road carry inadequate coverage due to the high cost of insurance which results from their bad driving records. Under the laws of certain states, a person may be able to protect themselves in the event that they are in an accident caused by somebody who carries inadequate coverage by purchasing additional coverage through their own insurance company. If they are injured through the fault of an underinsured motorist, they may be able to obtain recovery through their own insurance policy.
STATUTE OF LIMITATIONS
There are laws that proscribe the time limits within which a person injured in a automobile accident must take certain steps to protect their legal rights or forever be prevented from proper and adequate compensation. For example, a person may be entitled to have their medical expenses resulting from a motor vehicle accident paid for by the applicable No-Fault Insurance policy. In order to obtain insurance coverage through the No-Fault system, certain information and forms must be provided to the proper No-Fault Insurance provider within a limited time-period following a motor vehicle accident (typically 30 days). The failure to provide all the required information within the specific time limits may cause the denial of an injured person's right to payment of necessary medical expenses.
Furthermore, states have passed laws that mandate that a lawsuit based upon injuries sustained in an automobile accident must be brought within a certain time frame. The failure to bring a lawsuit within such a time frame is considered fatal. In other words, a failure to bring a lawsuit within the Statute of Limitations will prevent any recovery regardless of the merits of the case.
IMPACTO LAW, Personal Injury attorneys will fight to recover all the benefits you deserve.
As a result of our experience in representing clients in motor vehicle accident matters, and through careful assessment and preparation, our accident and personal injury lawyers help victims and their families obtain cash settlements for lost wages, medical expenses, and pain and suffering. Sometimes these positive outcomes are achieved only by going to trial. However, in most cases our accident and personal injury lawyers are able to obtain favorable settlements outside of the courtroom, making the experience less stressful for our clients.
Call us today for a free consultation (888) NY-LAW 44